Car accidents are stressful, even if they’re minor. In the moment, it’s easy to panic or overlook important steps. While safety always comes first, what you do immediately after a car accident can affect your auto body repair process, insurance claim, and overall repair costs.

Here’s a practical, auto body repair-focused guide on what to do right after an accident to protect yourself, your car, and your wallet.

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🚨 1. Ensure Safety First

Before thinking about car damage, make sure everyone involved is safe:

• Move your vehicle to a safe area (if possible)
• Turn on hazard lights
• Call emergency services if anyone is injured
• Stay calm and don’t admit fault

Even in a minor fender bender, safety should be your top priority.

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📸 2. Document the Damage Thoroughly

From an auto body repair standpoint, documentation is crucial. Take clear, detailed photos of:

• The overall scene
• Damage to your car (all angles)
• Other vehicle(s) involved
• Skid marks, broken parts, road signs, or hazards

These images can help your repair shop assess the damage remotely and back up your insurance claim.

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📝 3. Exchange Information

Get and provide essential details:

• Driver’s name, phone number, license plate
• Insurance company and policy number
• Make, model, and year of all involved vehicles
• Contact details of any witnesses

Avoid discussing fault. Let the insurance companies and law enforcement handle that.

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🚓 4. File a Police Report (Even for Minor Accidents)

A police report adds credibility to your claim and makes the repair process smoother. Some insurers won’t cover repairs without it.

Tip: Ask for a copy of the report or the report number—you’ll need this when you contact your body shop or insurance company.

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📞 5. Contact Your Insurance Company Immediately

Notify your insurer and start the claim process. Some key tips:

• Share only the facts
• Provide photos and the police report
• Ask about your coverage for auto body repairs, rental cars, and deductibles

Most insurance companies will recommend a shop, but you are legally allowed to choose any licensed repair facility.

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🛠️ 6. Get a Professional Damage Assessment

Even if the damage looks minor, internal issues may exist—especially with modern cars packed with sensors. Take your vehicle to a certified auto body repair shop for a complete inspection.

A good shop will:

• Provide a detailed estimate
• Identify hidden structural or frame damage
• Use computerized diagnostic tools
• Help communicate with your insurance company

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🧾 7. Get Multiple Repair Estimates

Don’t settle for the first quote. Visit at least two or three reputable shops. Compare:

• Cost of parts and labor
• Warranty on repairs
• Experience with your vehicle make/model
• Certifications (like I-CAR or ASE)

Remember: the cheapest option isn’t always the best. You want a shop that does quality, safe repairs using proper parts.

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🧰 8. Know Your Repair Rights

You have the right to:

• Choose your own body shop
• Ask for OEM parts (original manufacturer parts)
• Get a detailed invoice for all repairs
• Request updates during the process

Being informed helps you avoid low-quality repairs or insurance shortcuts.

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✅ Final Thoughts

Accidents happen—but what you do in the minutes and hours after one can make a big difference in your repair costs, insurance payout, and the quality of your vehicle restoration.

From documenting the scene to choosing the right auto body shop, being prepared and proactive helps ensure your car is repaired correctly and safely—with no surprise expenses.